Finance
Loan calculator
Before you sign for a personal, auto, or business loan, it helps to see the whole picture: the monthly payment, the total interest, and what the loan really costs end to end. Enter the amount, rate, and term in months and the calculator applies the standard amortization formula lenders use for fixed installment loans. Try a shorter term or a lower rate to see how much interest each change saves, and remember that fees and extra payments are not part of this estimate.
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Loan Calculator
See the monthly payment, total interest, and payoff cost for any fixed loan.
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Debt payoff plannerTrack balances and planned payments beside your loan estimate.Paid link · Check current price ↗As an Amazon Associate I earn from qualifying purchases.The math, plainly
How it works
- 01
Monthly payment uses the standard amortization formula for a fixed-rate, fixed-term loan.
- 02
Total repaid is the monthly payment multiplied by the number of months.
- 03
Total interest is everything you pay above the amount borrowed; it assumes no extra payments and no fees.
Try a real scenario
$25,000 personal loan
Inputs8.5% over 60 months
ResultAbout $512.91 per month and $5,775 total interest.
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Debt payoff worksheet (paid link)
Track balances and planned payments across loans.
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Keep monthly bills, due dates, and budget notes together.
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